You can apply directly through CareCredit or Cherry using the links above. Each provider will review your application and present any available terms. Our team can assist with general questions, but approval decisions are made by the financing company.
EXTERNAL PAYMENT PLANS
A Practical Approach to Dental Costs
DENTAL FINANCING OPTIONS
Paying for dental care shouldn’t feel confusing or prevent you from moving forward with treatment. Cinco Ranch Dental partners with CareCredit® and Cherry to give qualified patients the option to divide eligible costs into payments over time. Our team can explain how to apply and help you determine which external payment plan may work for your treatment and budget.
CARECREDIT
CareCredit is a healthcare credit card that can be used for eligible preventative, restorative, and cosmetic dental services. Qualified cardholders can choose from available promotional financing options and make payments over time rather than paying the full treatment cost at once.
CHERRY
Cherry allows qualified patients to divide treatment costs into smaller payments. You can apply in seconds without affecting your credit score, review the available plan lengths, and select an option before completing your treatment purchase.*
*0% APR and other promotional rates subject to eligibility. For example, a $400 payment plan with Cherry may cost $100/month over 3 months at 0% APR with a down payment in the amount of the monthly payment due at the time of purchase. Payment options through Cherry Technologies, Inc. are issued by the following lending partners: https://withcherry.com/lending-partners/.
FINANCING FAQS
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How do I apply for financing?
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Can financing be used for any dental treatment?
External payment plans may be used for many preventative, restorative, cosmetic, and implant services. Availability can depend on the provider, approved amount, and treatment cost. Ask our team whether your planned care is eligible before applying.
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Can I use a payment plan with dental insurance?
You may be able to use CareCredit or Cherry for the portion of your treatment that remains after insurance benefits are estimated. Your available options will depend on your insurance coverage and the financing provider’s terms.
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Will applying affect my credit score?
Applying for a Cherry payment plan uses a soft credit check that does not affect your credit score. CareCredit allows you to check whether you prequalify without affecting your score, although completing a full credit application may involve additional review.
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How do I choose the right payment option?
Compare the payment amount, repayment period, interest rate, fees, and total cost associated with each offer. Review the full terms carefully before accepting a plan, and contact the financing provider directly if anything is unclear.
More Questions About Financing?
Our team is here to make the process easier to understand. Contact Cinco Ranch Dental if you have questions about using external financing for your treatment or need help finding the appropriate application.
CONTACT CINCO RANCH DENTAL